*Annual percentage rate. Terms and conditions apply. The rate you qualify to receive may vary depending on individual credit history and standard underwriting factors. Rates as low as 3.65% APR assumes credit score of 800 and above. Minimum credit score of 575 required to qualify for promotion. Maximum APR that can apply is 15.15%.
**Interest and payment protection premiums accrue from date of loan disbursement if the borrower selects the 60 days no payments. Not all borrowers may qualify; certain restrictions apply to receive up to 60 days’ no payment. This promotion is only valid from 11/12/2025 to 12/31/2025. This program does not apply to existing Self Memorial Hospital FCU loans. All loans Contact the credit union for eligibility and membership details. SMH FCU may modify or terminate this promotional offer at any time, with or without prior notice, at its sole discretion.
Membership rules and restrictions apply. Subject to credit approval. *APR - Annual Percentage Rate. Rates based on credit approval. Terms and conditions subject to change without notice. As Low As rates listed are our best rates based on approved credit; actual rate offered may be higher depending upon applicant's credit rating and other underwriting factors. All advertised rates are subject to change without notice. For a $1,000 personal loan at 8% APR and a payment term of 12 months, your monthly payment will be $86.99 per month. Cannot be combined with any other offers. Loan must be approved and disbursed during the promotional period November 1-December 31 Offer expires December 31, 2025.
Federally Insured by NCUA.